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WEBSITE DISCLAIMER

Last Updated: 18 August 2026

This website (the “Website”) is operated by KUVERA SMART DATA COMPANY LIMITED, a company incorporated in Hong Kong (“KUVERA”, “we”, “us” or “our”). Please read this Website Disclaimer carefully before using the Website.

1. Purpose of the Website

The Website is a corporate information website intended to provide general information about KUVERA, our business, capabilities, technology, products, services, market insights and related developments in global trade.

The Website is not KUVERA’s online business processing or transaction platform. Unless expressly stated otherwise, the Website does not itself provide customer onboarding, KYC/KYB processing, credit approval, financing applications, execution of financing transactions, insurance placement, payment or settlement services, or account management.

Any such service, where available, will be provided through a separate platform, service channel or contractual arrangement and will be subject to separate terms, eligibility requirements and transaction documentation.

2. General Information Only

All content on the Website is provided for general information and promotional purposes only.

Nothing on the Website constitutes or should be construed as:

  • an offer, invitation, solicitation or commitment to provide financing, credit, insurance, investment or any other financial product or service;

  • an offer to purchase, sell, assign or otherwise transact in any receivable, financial asset, security or investment product;

  • financial, investment, legal, tax, accounting or other professional advice;

  • a credit approval, underwriting decision or commitment to enter into any transaction; or

  • a representation that any particular product or service is available or suitable for any person in any jurisdiction.

You should make your own independent assessment before acting on any information contained on the Website.

3. Products and Services

Descriptions of products, services, structures, processes, transaction examples, indicative terms or potential benefits appearing on the Website are provided for illustrative purposes only.

Actual availability, eligibility, pricing, financing amount, tenor, insurance coverage, transaction structure and other terms may depend on, among other things:

  • the relevant jurisdiction;

  • customer eligibility and onboarding requirements;

  • KYC, KYB, AML and sanctions screening;

  • credit and transaction risk assessment;

  • verification of underlying trade and transaction information;

  • approval by relevant financing institutions, insurers or other service providers; and

  • execution of definitive legal documentation.

No information on the Website constitutes a guarantee that any application, transaction or request will be approved or completed.

Where KUVERA, an affiliate or a third-party partner provides a regulated or licensed service, that service will only be provided in accordance with applicable laws, licences, contractual terms and regulatory requirements.

4. Accuracy and Completeness

We endeavour to keep information on the Website accurate and up to date. However, information relating to markets, regulations, products, services, counterparties, technologies or other matters may change from time to time.

To the maximum extent permitted by applicable law, KUVERA makes no representation or warranty, express or implied, that any information on the Website is accurate, complete, current, error-free or suitable for any particular purpose.

We may amend, update, remove or discontinue any content on the Website at any time without prior notice.

5. Market Information and Forward-Looking Statements

The Website may contain market commentary, estimates, projections, expectations, case studies, transaction illustrations or statements regarding future developments.

Such information may be based on assumptions, estimates, third-party information or circumstances existing at the relevant time and may change without notice.

Past performance, historical transactions, examples or case studies are not indicative of future results. No representation is made that any anticipated result, benefit, transaction volume, approval rate, financing outcome or other result will be achieved.

The Website may contain information provided by third parties or links to websites, platforms or services operated by third parties.

Such links and references are provided for convenience or informational purposes only and do not constitute endorsement, recommendation or approval by KUVERA.

We do not control third-party websites or services and are not responsible for their availability, content, accuracy, security, privacy practices or performance.

Your use of any third-party website or service is subject to the applicable third party’s own terms and policies.

7. Intellectual Property

Unless otherwise stated, all content on the Website, including its text, graphics, logos, trademarks, designs, layouts, software, databases, reports and other materials, is owned by or licensed to KUVERA and is protected by applicable intellectual property laws.

You may view and use Website content for lawful and informational purposes only.

No Website content may be copied, reproduced, modified, distributed, republished, commercially exploited or otherwise used without our prior written consent, except as permitted by applicable law.

Nothing on the Website grants any licence or right to use any trademark, trade name, logo or other intellectual property of KUVERA or any third party.

8. Website Availability and Security

We endeavour to maintain the availability and security of the Website but do not guarantee that:

  • the Website will always be available or uninterrupted;

  • access will always be secure or error-free;

  • defects will always be corrected immediately; or

  • the Website or its servers will be free from viruses, malware or other harmful components.

We may suspend, restrict, modify or discontinue all or any part of the Website for maintenance, security, operational, regulatory or other reasons.

You are responsible for maintaining appropriate security measures for your own devices, systems and internet access.

9. Limitation of Liability

To the maximum extent permitted by applicable law, KUVERA, its affiliates and their respective directors, officers, employees and representatives shall not be liable for any indirect, incidental, special, consequential or similar loss arising out of or in connection with:

  • your access to or use of the Website;

  • your inability to access or use the Website;

  • reliance on any information contained on the Website;

  • any third-party website, service or information accessible through the Website; or

  • any interruption, error, security incident or technical failure affecting the Website.

Nothing in this Disclaimer excludes or limits any liability that cannot lawfully be excluded or limited.

10. Jurisdictional Restrictions

The Website is intended for a global business audience. However, the products and services described on the Website may not be available in all countries or jurisdictions.

Nothing on the Website constitutes an offer or solicitation in any jurisdiction where such an offer or solicitation would be unlawful.

You are responsible for ensuring that your access to and use of the Website complies with the laws applicable to you.

11. Separate Transaction Documents

Any actual business relationship, financing arrangement, insurance arrangement, receivables transaction or other service involving KUVERA, its affiliates or third-party service providers will be governed by the relevant definitive agreements and transaction documents.

If there is any inconsistency between information appearing on the Website and an executed agreement or transaction document, the executed agreement or transaction document shall prevail.

12. Changes to this Disclaimer

We may update this Disclaimer from time to time.

The latest version will be published on the Website together with its effective or last-updated date.

13. Governing Law

This Disclaimer and any dispute or non-contractual obligation arising out of or in connection with the use of the Website shall, to the extent applicable, be governed by the laws of the Hong Kong Special Administrative Region.

The courts of Hong Kong shall have non-exclusive jurisdiction in relation to any such dispute.

14. Contact

For enquiries regarding this Website, please contact:

KUVERA SMART DATA COMPANY LIMITED

UNIT 02, 9/F, THE BROADWAY, NO 54-62 LOCKHART ROAD, WAN CHAI, HONG KONG
Email: service@kuvera-data.net

网站免责声明

最后更新日期：2026年8月18日

本网站由香港注册成立的 KUVERA SMART DATA COMPANY LIMITED（以下简称“KUVERA”或“我们”）运营。请在使用本网站前仔细阅读本网站免责声明。

1. 网站宗旨

本网站为KUVERA的公司官网及信息展示网站，主要用于介绍公司、业务能力、技术、产品与服务以及全球贸易相关市场资讯。

本网站并非KUVERA在线业务办理或交易工作平台。除另有明确说明外，本网站本身不提供客户开户、KYC/KYB、授信审批、融资申请、融资交易执行、信用保险投保、支付结算或账户管理等业务办理功能。

相关业务如实际提供，将通过独立平台、业务渠道或合同安排办理，并受各自不同的条款、资格要求和交易文件约束。

2. 仅供一般信息参考

本网站全部内容仅用于一般信息及业务介绍，不构成也不应解释为任何融资、信贷、保险、投资或其他金融产品或服务的要约、邀请、招揽或承诺；不构成购买、出售或转让应收账款、金融资产、证券或投资产品的要约；不构成金融、投资、法律、税务或会计建议；不构成授信批准、核保决定或交易承诺；亦不代表任何产品或服务在特定国家或地区对任何主体均可获得或适用。

任何人士均应在采取任何基于网站所含信息的行动前，自行进行独立判断。

3. 产品及服务

网站中有关产品、服务、业务架构、流程、交易案例、参考条件或潜在收益的说明仅供示意。

实际的可获得性、资格条件、定价、融资金额、期限、保险保障、交易结构等条件，可能取决于所在地法律法规、客户资格及开户要求、KYC/KYB、反洗钱及制裁筛查、信用及交易风险评估、基础贸易真实性核验、相关资金方或保险机构或其他服务提供商的审批以及正式交易文件的签署。

网站任何内容均不构成对申请、交易或请求将被批准或完成的保证。

当KUVERA、其关联方或第三方合作伙伴提供受监管或持牌服务时，该服务仅会依照适用的法律法规、许可证、合同条款及监管要求提供。。

4. 信息准确性和完整性

我们努力保持网站内容准确和及时，但市场、监管、产品、服务交易对手、技术或其他事项的信息可能随时发生变化。

在适用法律允许的最大范围内，我们不对网站信息的准确性、完整性、及时性、无错误性或对特定目的的适用性作出明示或默示保证。

我们可能随时在不事先通知的情况下修改、更新、删除或停止提供网站上的任何内容。

5. 市场信息及前瞻性内容

网站可能包含市场观点、预测、估算、预期、案例、交易示例或有关未来发展的陈述。

上述信息可能基于当时的假设、估计、第三方资料或相关时点的实际情况，且可能在不另行通知的情况下发生变化。

历史交易、过往表现、示例或案例研究并不能预示未来结果。我们不对任何预期结果、收益、交易量、批准率、融资结果或其他结果的实现作出任何保证。

6. 第三方信息及链接

网站可能包含第三方信息或第三方网站、或链接至由第三方运营的网站、平台或服务。该等内容仅为便利或信息参考，并不代表KUVERA对第三方进行认可、推荐或保证。

我们无法控制第三方网站或服务，对其可用性、内容、准确性、安全性、隐私政策或性能不承担责任

您使用的任何第三方网站或服务均适用该第三方自身条款及隐私政策。

7. 知识产权

除另有注明外，本网站中的文字、图形、商标、标识、设计、版面布局、软件、数据库、报告及其他内容均由KUVERA拥有或合法取得授权，并受适用知识产权法律保护。

您仅可出于合法及信息获取目的查看和使用网站内容。

未经我们事先书面许可，不得擅自复制、转载、修改、传播、再发布商业性利用或以其他方式使用任何网站内容，但适用法律允许的情况除外。

本网站任何内容均不授予您使用KUVERA或任何第三方商标、商号、标志或其他知识产权的许可或权利。

8. 网站可用性及安全性

我们将合理维护网站运行的可用性和安全性，但不保证网站始终不中断、访问始终安全或无错误、 缺陷将立即得到修复、网站或其服务器将不含有病毒、恶意软件或其他有害组件。。

我们可因维护、安全、运营或监管原因暂停、限制、调整或终止网站部分或全部功能。

您需自行负责为您的设备、系统及互联网接入采取适当的安全措施。

9. 责任限制

在适用法律允许的最大范围内，KUVERA及其关联方、各自的董事、管理人员、员工和代表，对于因以下情况而产生的任何间接、附带、特殊、后果性或类似损失，概不负责：访问网站、使用或无法使用网站，依赖网站信息，通过本网站可访问的任何第三方网站、服务或信息，任何影响网站的中断、错误、安全事件或技术故障。

本免责声明中的任何内容均不排除或限制依法不得排除或限制的责任不受本条影响。

10. 地域限制

本网站面向全球商业客户，但网站介绍的部分产品或服务可能并非在所有国家或地区均可提供。

本网站的任何内容，均不构成在任何司法管辖区内的要约或招揽行为——若该等要约或招揽在当地属非法行为。

用户应自行确保访问及使用网站符合其所在地法律法规。

11. 独立交易文件

任何与KUVERA、其关联方或第三方服务提供商实际开展的业务关系、融资安排、保险安排、应收账款交易或其他服务，均受相关确定性协议及交易文件的约束。

网站内容与已签署文件或交易文件不一致的，以已正式签署文件或交易文件为准。

12. 更新

我们可不时更新本免责声明。

最新版本将发布在网站上，并注明其生效日期或最后更新日期。

13. 法律适用

本免责声明及因使用本网站产生或与之相关的任何争议或非合同义务，均适用香港特别行政区法律管辖。香港法院享有非专属司法管辖权。

14. 联系我们

有关本网站的咨询，请联系：

KUVERA SMART DATA COMPANY LIMITED

UNIT 02, 9/F, THE BROADWAY, NO 54-62 LOCKHART ROAD, WAN CHAI, HONG KONG
Email: service@kuvera-data.net

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